Business auto liability insurance helps cover the financial responsibility if you or an employee is at fault in an accident and people are injured or get killed; it also provides coverage for damage to their property if damaged.
Your Business Owners Policy (BOP) does not provide any coverage for vehicles, so you need a separate policy. Talk with an Insurance Corner professional today about your commercial auto insurance exposure.
Commercial Vehicle Insurance policy offer coverage for situation and usage not covered by a personal auto policy. ... You may also have heard of this coverage referred to as commercial auto insurance, commercial car insurance, business auto insurance, truck insurance, or fleet insurance.
If any part of your business operation involved automobile with, taxi, van, limo, bus, company vehicle, single or fleet, small truck that you use for business, an employee that run arrows for your business; You need commercial auto insurance because a personal auto policy will not cover your vehicles used for business.
Several types of coverages are available in a commercial auto policy; others are options that you can purchase separately. You have the option of choosing various coverage amounts (“limits”) and deductibles; your typical commercial business auto coverage includes:
Your commercial vehicle coverage protectsyour business from the costs of property damage, injury and liability claims that you may incur in the use of your commercial vehicles, have conversation with Insurance Corner professional today.
If you use your vehicle for any of the following functions, you need commercial business auto coverage:
As a business owner, you can get commercial vehicle coverage for a single vehicle or a fleet of vehicles.
Primary liability, Physical damage, Cargo Coverage, Workers Compensation, General Liability, Occupational Accident, broker bonds.
Cargo insurance provides protection against risks of physical loss or damage to freight from any external cause during shipping, whether by land, sea or air. ... Subject to certain packing exclusions.